Most of your growth budget is lost to one thing: churn.

Your product doesn’t have a growth problem. It has a retention problem.

Most wallets and DeFi products lose users because they’re built around short-term, transactional behavior. IRAs flip that model — users deposit, stay put, and return regularly.

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Retirement accounts built for crypto

Institutional-grade IRA and LLC setup your users complete directly inside your existing UI.

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Retention-driven user behavior

IRAs create predictable, long-term patterns that dramatically reduce churn and improve unit economics.

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Compliance without engineering pain

We handle KYC, custody, tax rules, reporting, and entity setup so your team can focus on shipping product.

How we can help you

Athenic adds long-term financial accounts directly inside your app, giving users a reason to stay, contribute, and grow with you. Each account type you offer becomes an anchor for deeper retention, stronger engagement, and more predictable unit economics.

Crypto Traditional IRA

Offer a long-term, tax-advantaged account that keeps users engaged and reduces churn by anchoring their assets in your ecosystem.

Crypto Roth IRA

Let users grow long-term holdings tax-free inside your app, creating recurring contributions and deeper financial stickiness.

Crypto 401(k) - coming soon

Add employer-backed retirement accounts that bring long-term capital, stable user behavior, and high-retention financial activity.

Why choose us  Why choose us Why choose us  Why choose us Why choose us  Why choose us
Why choose us  Why choose us Why choose us  Why choose us Why choose us  Why choose us
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Fast to integrate

Drop Athenic into your existing product with a small surface area of changes—no redesign, no multi-quarter project, just a clear path from test to production.

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We handle the hard parts

Compliance, custody, KYC, tax rules, and entity setup are all managed by Athenic so your team can stay focused on shipping product, not navigating regulation.

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A partner you can reach

Dedicated support, clear documentation, and direct access to our team mean you always know who to talk to and what happens next.

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What our users say

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"Having an IRA directly inside my wallet finally made my crypto feel organized. I don't have to move funds around or track anything manually. It's the first feature that made me want to stay with one platform."

Jordan Lee

Long-term crypto investor

"I used to bounce between apps constantly, but the retirement account gave me a real reason to stay put. I contribute regularly now, and it feels like I'm actually building something instead of just trading."

Maya Chen

Web3 power user

"Opening the IRA was shockingly simple. Everything was handled inside the app, and I didn't have to think about forms or tax stuff. It's easily the smoothest financial experience I've had in crypto."

Daniel Rivera

Early adopter

Success hinges on a partner who’s easy to build with

72h

To go live

Zero

Compliance burden

Full

Lifecycle support

How it works

“Integrating Athenic takes days, not quarters — we designed it to feel like adding a single feature, not building a new product.”

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Athenic Team

Integration Success

01.

Add an IRA entry point

Add a “Open IRA” button or surface in your existing UX — no redesign required.

02.

We handle onboarding

Athenic manages KYC, entity creation, compliance, and custody — all inside a clean, guided flow.

03.

User connects or funds

Users deposit, connect wallets, or roll over existing IRAs — everything is automated end-to-end.

04.

You get long-term retention

IRAs anchor users in your product, creating lasting engagement, recurring contributions, and higher LTV.

Behind Athenic is a focused team of builders, operators, and compliance experts dedicated to making long-term crypto accounts simple to offer.

Get started with Athenic

Add long-term accounts to your app and unlock a new layer of retention, engagement, and user value.

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Ready to add long-term accounts to your product?

Integrate Athenic and give your users a reason to stay, contribute, and grow inside your app — not somewhere else.

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